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-   -   How do I use an American Express/MasterCard debit gift card? (http://www.CreditCardsKey.com/bank-credit-cards/26411-how-do-i-use-american-express-mastercard-debit-gift-card.html)

Nicki 06-15-2013 05:05 PM

use an american express/mastercard debit gift card
 
For my birthday, I got a MasterCard debit gift card and an American Express prepaid gift card and I'm not sure how I use them. I'm a teen that has never had a credit card before, so I have no clue how to use these. Do I just use them like any normal gift card or is there something special for a debit card? Do I need to know any numbers or information from the cards when I make a purchase? Do the cards take money out of the person's bank account who gave me the card? If so, is it already activated?
I just want to know if I can go out today and use the cards, or if there are steps I have to take before I can use either of them. Thank you!

Alex 06-15-2013 05:05 PM

use an american express/mastercard debit gift card
 
Happy Birthday cards free

John 06-15-2013 05:05 PM

use an american express/mastercard debit gift card
 
The cards have a specific amount of money on them. Call the 800 number on the back.Follow the prompts & it will tell you how much is on the card.
If at a store just use it as a credit card, meaning just hand it to the cashier.
Online select the card (Master or American express) then fill in the numbers on the front of the card. You will be asked for the 3 digit code. You will find that on the back where you sign the card.

It's also your responsibility to know how much the card is worth. If you buy something for $100 dollars you must tell the cashier this card has $25- on it. You can use the second card if needed saying this card has $50 on it. You will now have to pay cash for the renaming $25- or another card.
Same scenario, you have a $25 card & buy something for $20. The next time you need to inform the cashier this card has $5 left on it. Again you can keep track of this by calling the 800 # on the back of the card.


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