Credit Cards Key » CreditCardsKey » Credit Card Calculator » What are my chances of being approved on a Wells Fargo personal loan?

Reply
  #1 (permalink)
: I am considering applying for a $5,000 personal loan from my bank. What are my chances of being approved based on the following information: My Equifax score is 654, I've been at my job for over 4 years, my debt to income ratio is 26%, the only debt I have is student loans and a $250 credit card balance which combined equal about 50% of my yearly income.

  Reply With Quote
  #2 (permalink)
: The equifax score is considered by many to be a fako score.
Many experts only believe that only the FICO score from myfico.com is the real score.
Cost about $16

Also, something tells me you did not get all 3 of your credit reports.
You get them all free at Annual Credit Report.com
Never get scammed into paying for your credit reports from those ads.

Personal loans are extremely hard to get.
Even those with good credit are having a seriously hard time (your score may be in a different tier system since it's not a fico score).
Google: Fico Score Estimator - that way you don't have to pay for it again.
Also google :Credit.com Credit Score Calculator.
Many, many people out there have never paid for their scores - just keep that in mind....
  Reply With Quote
more..
  #3 (permalink)
: No
Why?
Your FICO is too low
And your credit card balance is above 30% usage.
  Reply With Quote
  #4 (permalink)
: Your chances are so-so if you are talking about a bank loan. You didn't mention the purpose or if there would be collateral. And that makes a difference.
  Reply With Quote
  #5 (permalink)
: ZERO- these kinda of banks take bailouts and never help anyone, it does not matter what kinda of credit score you have, they will not help, nothing has changed, the only people to get loans are those who tell the bank, "I DON'T REALLY NEED THE MONEY"
  Reply With Quote
  #6 (permalink)
: Faux patent leather tote ( 119.82 $) Armani Jeans

Faux Patent Leather Tote crafted in glossy vegan patent leather, has modern lines and a contemporary chic look, great for your everyday essentials. Featuring open compartment closure, double handles, detachable shoulder strap, two internal compartments, internal side and center zip pocket, hanging logo charm, logo detail on front, signature lining...



READ MORE
Baby Girls Hair Accessories Sequins Heart Butterfly Barrettes Glitter Stars BB Clip Hair Clips Kids Children Hairpin Wholesale ( 0.67 $)
Fanless intel mini pc mele pcg03 genuine windows 10 quad core intel bay trail z3735f 2gb ddr3 32gb emmc hdmi vga lan wifi bt ( 119.25 $)
8a rosa hair products malaysian body wave 3pcslot,luvin hair products malaysian virgin hair,sassy mitchell hair wonder beauty ( 56.39 $)
Cylinder Silver Plated Cuff Links ( 66.40 $)
FMS 800MM F4U V2 Glider Model KIT Version RC Aircraft Toy Gift for Flying Lover ( 93.38 $)
Mini portable 68000mah car battery charger starting car jump starter booster power bank for a 12v auto ( 120.00 $)
Galactica black nappa and gold textured leather ankle boot ( 462.19 $) Charlotte Olympia
200PCS Fine Jewellery Components Genuine 925 Sterling Silver Handmade Beadings Findings Earring Hooks Leverback Earwire Fittings ( 8.50 $)
Hot!4pcslot Men's shaving razor blades for men shaving razors blade Mache 3 standard RU&Eu US Fast Delivery Shaver ( 2.10 $)
Hooded Drop Shoulder Embroidered Applique Padded Jacket ( 50.91 $)
Xtar MC1 0.5A Mini USB Battery Charger Compatible with 18500 18650 16650 Batteries $6.05
Luxury 360 Degree Full body Protection Case For iPhone 5 5s SE 6 6s Plus Armor Hard Plating PC Mirror Back Cover + Glass Film ( 6.48 $)
2016 winter warm thick velvet skinny jeans pants for woman plus size 34 33 blue demin trousers skinny ladies pant femme pantalon ( 19.98 $)
Urban Dark Blue Leather Mens Sneaker ( 189.00 $)
Lafayette Blue Suede and White Patent Leather Loafer ( 192.50 $)



  Reply With Quote

Reply

Bookmarks

Thread Tools


Similar Threads
Thread Thread Starter Forum Replies Last Post
I need a $2,000 loan for school but I owe Wells Fargo $700 from a credit card. Will they still loan me the $$? jonathan Best Credit Cards 0 11-29-2012 10:05 AM
can I close my wells fargo checking account but still have my Wells-Fargo credit card? Unknown_User Credit Card Transfer 2 09-11-2012 10:13 PM
What if i want bankrupit on a wells fargo credit card and i am trying to get a loan from wells fargo ? Unknown_User Credit Cards 1 01-18-2012 09:09 PM
Any ideas as to why my personal Bank (Wells Fargo) denied my application for a Secured Credit Card? Ashley Credit Card Rates 2 11-30-2011 09:10 PM
Wells fargo question they approved me for 700$$$ limt credit card? HjjjBgjjgjg Credit Cards 5 10-08-2011 10:08 PM

Friendly Sites:

Copyright 2014, CreditCardsKey.com. All Rights Reserved