Credit Cards Key » CreditCardsKey » Secured Credit Cards » How can I improve credit?

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: Ok. So I just got a secured credit card with a 200 dollars limit. Kudos to me. I have bill collectors calling me to pay some bills and I want to start a payment plan with them but, how do I get it to improve my credit. Tell them I will pay if they report to the credit agencies accurately. Should I get it in writing. What's the best way to go about this?

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