Credit Cards Key » CreditCardsKey » Top Credit Cards » how much do i really need to pay on my credit card?

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: i really need to pay on my credit card. i really need to pay on my credit card

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: Of course, for those top scores (with time), you need to pay your credit card in full each month. This avoids interest and develops great credit.
If you must carry a balance (not sure why anyone would purposely hurt their credit),
make sure you do not ue more than 30% of your available credit limit.
Ex: $1,000 limit, never use more than $300 at any time during the month.
This is when the score starts reducing.
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